住居を買おうとするときは、その資産的な価値に重点を置いて考える人が多い。普通の人にとっては、一生に一度の買い物とでもいうべきもので、多額の金を費やさなくてはならないので、当然のことだ。買った後で、何らかの事情で売らなくてはならない羽目になったときに、価値が減少していたのでは、大損害を被る。
だが、住居にとってより重要なのは、その有用性(注1)である。住みやすさが必要なのはもちろんだが、自分のライフスタイルに合った構造になっているとか、生活のしやすい環境にあって利便性(注2)に富んでいるとかの点も、重要な要素である。それらは必ずしも世間一般の価値基準とは一致しない。したがって、自分たちの考え方や行動様式に従い、それに照らし合わせて判断する必要がある。
特に、終の住処(注3)として考えるときには、自分たちの生き方をはっきりと見極め、その視点に立ったうえで、選択し決めていかなくてはならない。年を取ってくれば、当然のことながら、行動する能力は衰えてきて、動き回る範囲は狭まってくる。
自分たちの余生がどのようなものになるかについて、計画を立てたうえに想像力を働かせて、確実性の高い予測を組み立ててみる。その未来図に従って、住むべき場所の見当をつけ、住居の大きさや構造などを決めていく。もちろん、将来の経済状勢の大きな変化に備えて、予算を大きく下回る出費に抑えておくことも必要であることは、いうまでもない。
(山崎武也『シニアこそ都会に住もう——田舎暮らしは不安がいっぱい』による)
(注1)有用性:役に立つこと
(注2)利便性:便利さ
(注3)終の住処:人生を終えるまで住む家
AI translation, cross-checked between two models.
When people consider buying a home, many focus primarily on its value as an asset. For an ordinary person, it is something that might be called a once-in-a-lifetime purchase and requires spending a large sum of money, so this is only natural. If, after buying it, circumstances force one to sell and its value has fallen, the result can be a major financial loss.
Yet what is more important in a home is its usefulness.(注1) Naturally, a home needs to be comfortable to live in, but other important factors include having a layout suited to one's lifestyle and being located in an environment that makes daily life easy and convenient.(注2) Such factors do not necessarily coincide with society's generally accepted standards of value. Therefore, we need to judge according to our own ways of thinking and behaving, assessing the home against those criteria.
Especially when considering a home as the place where one will live for the rest of one's life, one must clearly understand one's own way of living and make choices and decisions from that perspective.(注3) As we grow older, naturally our ability to move around declines and the range within which we can be active becomes narrower.
We should make plans for what our remaining years may be like and use our imagination to construct forecasts with a high degree of reliability. Based on that picture of the future, we can determine where we should live and decide on the size, layout, and other features of the home. Needless to say, it is also necessary to keep spending well below one's budget in preparation for major future changes in economic conditions.
(From Yamazaki Takeya, “Seniors, of All People, Should Live in the City—Country Life Is Full of Worries”)
(Note 1) Usefulness: being useful
(Note 2) Convenience: the quality of being convenient
(Note 3) Final home: the home in which one lives until the end of one's life
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